Minor update: remember that token £1 which I moved to Schwab's UK bank account? It arrived back in our UK bank account yesterday, with a message saying something like "Transaction bounced". I guess something went wrong somewhere so I'll chalk this one up as 'one of those things' and have another go (perhaps). Perhaps with £100 this time, which is hopefully enough not to get lost. Thanks for your help.

Earlier week at the Open AI summit, OpenAI's CEO Sam Altman said their next advancement(Model) released in 2025 will be more disruptive than most people expect. 'The industry will see the first examples of AGI in 2025 and will use different tools to achieve complete it. Alman added that initially the impact on humanity will be minimal but in time will become intense. 'In 2025 we will have systems that people will say 'wow, this changes what I expected'. Altman added that in time AGI will bring significant human job displacement. It will be transformative to economies.

Hi Adam, I just tried it again and it's gone through, so no idea what was causing the issue

Thanks for the confirmation. It works just as I thought. Better to ask to confirm than just assume I'm correct. A small mistake can make a big difference.

Thanks Adam.

@slatermethuen I'll let the Dev team know and we will take a look at MoneyHub Given the work we have the go I would think it will be a new year task, but we will keep it on the radar Nik

Hi Adam, hope all good with you. Interesting stuff above in your post, thanks, I’ve learnt a little bit there!

Thanks both

Hi G, It's legit-generated by IT. When the forum was first made available, some of the controls around email validation had not been switched on. This meant one could set up an account without a verified email. You were one of them. The link is asking you to confirm your current email. Please do so to retain your account. Regards Adam

All in sync today

Sorry I meant 20% not 25%

@Dangermouse The current indication is that beneficiary pensions within a DB scheme will be classed as outside the estate. Given that they are paid as income and taxed in the hands of the recipient as income there is already tax claimed on this benefit. It is also likely that an annuity with ongoing beneficiary payments after death would also be treated as outside the estate. The main "target" is unused pension pots that at the moment pass as a tax free lump of cash on death before 75. Cheers

We are already looking at the uranium suppliers(miners). The commodity, being the power generation itself wouldn’t be a big profit driver but the much rarer ‘product’ looks promising.

& for those of us who have spent many hours in data centres, it sends a shiver down the spine Very tidy

Thanks Nik.

Quick update: with thanks to Nik, I've effected all the movements suggested and am hoping that the new investments in IM will grow as bountifully as the last ones have done! Thanks chaps.

Thanks from me also!

Great info Adam, here's hoping we see some good market vibes over the coming months

Hi Jim, Top marks :). We report in GBP and your USD assets, other things being equal, are worth more GBP. Regards Adam