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Cobens Direct

  • Get in contact with us.

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    Need to contact Cobens Direct? Please visit our contact page: cobensdirect.co.uk/contact or you can call us on 0203 301 1242. Our office hours are: 9:00AM - 5:30PM Monday to Thursday 9:00AM - 5:00PM Friday We are closed on UK bank holidays.

  • The latest announcements regarding Cobens Direct

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    Myself and Nik will be around next week but I'll be away for a few days before Xmas to recharge the batteries before the madness starts Just wanted to say we at Cobens wish you all a very happy holidays. Here's to a productive 2026.

  • What's on your mind?

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    Updated for me too. Thanks Adam and everyone else. I'm happy to wait a few hours for updates as healthy as that one....

  • All things Investment Related and Updates on The Cobens Direct portfolios

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    CEO Sundar Pichai framed the quarter as AI-led across the portfolio, saying, "It's clear that our AI investments and full stack approach are driving performance across our business," and added that in Search, "AI continues to drive search usage and queries are at an all-time high." Pichai highlighted cloud demand and commitments, stating, "Cloud accelerated again this quarter due to strong demand for our AI products and infrastructure," including that revenue "grew 63%, exceeding $20 billion for the first time" and that "our backlog nearly doubled quarter-on-quarter to over $460 billion." NB- new business contracts during the quarter +> $230B! On product and model momentum, Pichai said, "Overall, the number of paid subscriptions has now reached 350 million," and added, "Our first-party models now process more than 16 billion tokens per minute via direct API use by our customers, up from 10 billion last quarter." +60% QoQ growth Capex raised +$10B to 180-190B in 2026 and 'our 2027 Capex will increase significantly over this.

  • Everything regarding pensions.

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    Try this [image: 1773073791510-screenshot-2026-03-09-at-16.29.26.png]

  • Capital Gains, Inheritance, Income, Corporation e.t.c.

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    A shame you can’t ’back-date’ your ISA contributions, but at least a reminder to fill them now & moving forwards

  • Discussions regarding mortgages.

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    @n5tew Good morning, to answer your questions, yes there are a handful of lenders that still offer offset mortgages, though they’re relatively niche now. With these, you only pay interest on your mortgage minus what’s in a linked savings account, which can significantly reduce your interest costs if you hold a large savings balance. There are indeed fixed rate products although they will tend to be notably higher than your conventional fixed rate products. If you would like to discuss this in further detail, please let me know, my email is michael.searle@cobens.co.uk, or we can arrange a meeting to dive into specifics.

  • Life, Health, Business, Family what should you protect and how?

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  • All your questions relating to our servicing and administration.

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    You're keen trying that on a phone screen

The value of your investments can go down as well as up, and you may get back less than you invested.

Cobens is a trading name of Cobens Group Limited which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No. 05850981 at https://register.fca.org.uk .