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Previously we updated the dashboard at around 9.30am. Going forward the system will be updated between 11am and midday. This is because the files from WBS don't arrive until 8.30am.

HI Jason, I would expect a slight lag in receipt of dividends approved and which have gone Ex prior to the change in custodian. These are all part of the 'Business As Usual' process between Seccl and WBS. Thank Adam

Nokia (NOK) said it has developed the telecom industry's first commercial artificial intelligence-powered radio access network (AI-RAN) platform in collaboration with Nvidia (NVDA), a move aimed at significantly increasing the amount of data mobile operators can transmit over their existing network infrastructure. The development comes less than 10 months after the two companies announced a strategic partnership, which also included Nvidia taking an equity stake in the Finnish telecom equipment maker. Built on Nokia's AI-native anyRAN software and Nvidia's Aerial AI-RAN platform, the new system is expected to deliver more than a 100% improvement in spectral efficiency by 2028, effectively doubling the capacity of existing spectrum assets without requiring operators to acquire additional spectrum licences. The platform has already demonstrated more than 20% gains in spectral efficiency through AI-driven radio innovations, Nokia said in a statement on Wednesday. Nokia's AI-RAN solutions will enter pilot deployments later this year before becoming commercially available in 2027, with a roadmap built around Nvidia's programmable silicon platforms. "Telecommunications is entering the AI era — the radio access network is the next AI infrastructure," said Nvidia founder and CEO Jensen Huang. "Together with Nokia, we are bringing NVIDIA CUDA and AI into the baseband, transforming RAN into a planet-scale AI computer. This is a generational shift for operators — unlocking more capacity and efficiency from today's spectrum while creating the foundation for new AI services and the 6G era." The announcement positions Nokia at the forefront of one of the telecom industry's biggest technological shifts. If the promised efficiency gains are achieved in commercial networks, operators could dramatically increase network capacity while reducing the need for costly infrastructure upgrades and additional spectrum purchases.

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Just to add to this so the tax "advantage is clear" In simple terms, so ignoring any NI for illustrative purposes If you sacrifice £10k as Adam has shown above then £10k is paid into your pension If you had taken it as salary then you would have received £6,000 and HMRC would have received £4,000

@n5tew Good morning, to answer your questions, yes there are a handful of lenders that still offer offset mortgages, though they’re relatively niche now. With these, you only pay interest on your mortgage minus what’s in a linked savings account, which can significantly reduce your interest costs if you hold a large savings balance. There are indeed fixed rate products although they will tend to be notably higher than your conventional fixed rate products. If you would like to discuss this in further detail, please let me know, my email is michael.searle@cobens.co.uk, or we can arrange a meeting to dive into specifics.

Should receive the cash by end of this week,Mike. It's a clearing down of trades post migration. Thanks for noting