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Previously we updated the dashboard at around 9.30am. Going forward the system will be updated between 11am and midday. This is because the files from WBS don't arrive until 8.30am.

HI Jason, I would expect a slight lag in receipt of dividends approved and which have gone Ex prior to the change in custodian. These are all part of the 'Business As Usual' process between Seccl and WBS. Thank Adam

Kimi K3 open source China model hailed as 'awesome'-naysayers cite as evidence China catching up 'boo bad/sell' however just like Deepseek, it's nothing more than theft. Moonshot built Kimi K3 through theft of Anthropic's Fable-distilling some else's work is nothing but cheating and not only that they didn't train them on China chips as they claimed-they used Blackwell B300s via a foreign cloud. As always don't believe the FUD. In other news an also ran Chinese DRAM manufacturer is apparently taking on the big boys-only problem with that is they are 4 years behind (the node) and can't produce any HBM nor will they-and even if they managed to do so their chips won't be allowed anywhere near a western data centre. The market doesn't seem to grasp that it's bleeding edge state of the art enterprise memory that is the gold. Not the sort you find in a memory stick from Argos. Beggars belief. Alas some fall for it.

Try this [image: 1773073791510-screenshot-2026-03-09-at-16.29.26.png]

Just to add to this so the tax "advantage is clear" In simple terms, so ignoring any NI for illustrative purposes If you sacrifice £10k as Adam has shown above then £10k is paid into your pension If you had taken it as salary then you would have received £6,000 and HMRC would have received £4,000

@n5tew Good morning, to answer your questions, yes there are a handful of lenders that still offer offset mortgages, though they’re relatively niche now. With these, you only pay interest on your mortgage minus what’s in a linked savings account, which can significantly reduce your interest costs if you hold a large savings balance. There are indeed fixed rate products although they will tend to be notably higher than your conventional fixed rate products. If you would like to discuss this in further detail, please let me know, my email is michael.searle@cobens.co.uk, or we can arrange a meeting to dive into specifics.

Should receive the cash by end of this week,Mike. It's a clearing down of trades post migration. Thanks for noting