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Previously we updated the dashboard at around 9.30am. Going forward the system will be updated between 11am and midday. This is because the files from WBS don't arrive until 8.30am.

We need to remember we paid $90 18 months ago. To say it's been a fantastic investment is a huge understatement. My view is simple. Value is based on durable earnings and cashflow (and a bunch of other 'stuff). Are their earnings durable. Well, every piece of evidence, and I mean every, says yes. If their biggest customers are locking in supply agreements for 5 years they think so. Nvidia thinks so, TSM thinks so, Musk thinks so. Mehrotra, a veteran in the industry thinks so. The only ones who don't think so are a few shorts. And I don't believe they believe what they say. Anything that moves +10X can be knocked down a peg or two if you sew the seed of doubt. It's a simple but effective play on human nature. Fear and greed. And here is the icing on the cake. It's not like we are sitting here with a bubbly multiple, one in the 40s or 50s(or more). It's 5. Put another way, Micron will earn more money than Apple, MSFT and even Google in 27/28/29/30 but its valuation is 25% OF them. It may even catch Nvidia. I like the margin of safety

@Ducati996R said in Micron Technology: Micron share price is like a day trading one at the moment … Indeed - it's all over the place. I await some nice steady growth in the coming months but do wish it would get on with it ......

Try this [image: 1773073791510-screenshot-2026-03-09-at-16.29.26.png]

Just to add to this so the tax "advantage is clear" In simple terms, so ignoring any NI for illustrative purposes If you sacrifice £10k as Adam has shown above then £10k is paid into your pension If you had taken it as salary then you would have received £6,000 and HMRC would have received £4,000

@n5tew Good morning, to answer your questions, yes there are a handful of lenders that still offer offset mortgages, though they’re relatively niche now. With these, you only pay interest on your mortgage minus what’s in a linked savings account, which can significantly reduce your interest costs if you hold a large savings balance. There are indeed fixed rate products although they will tend to be notably higher than your conventional fixed rate products. If you would like to discuss this in further detail, please let me know, my email is michael.searle@cobens.co.uk, or we can arrange a meeting to dive into specifics.

Should receive the cash by end of this week,Mike. It's a clearing down of trades post migration. Thanks for noting