Need to contact Cobens Direct? Please visit our contact page: cobensdirect.co.uk/contact or you can call us on 0203 301 1242. Our office hours are: 9:00AM - 5:30PM Monday to Thursday 9:00AM - 5:00PM Friday We are closed on UK bank holidays.

Previously we updated the dashboard at around 9.30am. Going forward the system will be updated between 11am and midday. This is because the files from WBS don't arrive until 8.30am.

Hi N, The dividends have been credited-what we are waiting for is the data feed into the front end to disclose, same. It is being worked on. Regards

Micron 512GB DDR5 RDIMM Micron has just demonstrated the world’s first 512GB DDR5 RDIMM, aimed squarely at next-generation AI/data-centre servers. It is a significant step up in memory density: one module holds 512GB, with speeds of up to 9,200 MT/s. Micron expects volume production in H2 2027. AMD and Intel are already validating it on future server platforms. The power saving is particularly striking. One 512GB module consumes approximately 16W, versus 44.2W for four 128GB modules providing the same capacity — a reduction of more than 60%. The key fact to add is that Micron's memory opportunity isn't solely an AI/HBM story. The new 512GB DDR5 module targets the much broader non-AI data-centre/server market, while HBM4/HBM4E captures the AI accelerator market. That gives MU two separate demand drivers. Even at $15k per module, you're looking at $360k of DRAM per server. Validation of durability!

Try this [image: 1773073791510-screenshot-2026-03-09-at-16.29.26.png]

Hi As per my email yesterday the CGT reports are generated by the custodian and we are waiting for the API links form the new custodian to be finalised. Once that is done the reports will be back on the portal. In the meantime just drop me a message and I will run a manual report for you Cheers

@n5tew Good morning, to answer your questions, yes there are a handful of lenders that still offer offset mortgages, though they’re relatively niche now. With these, you only pay interest on your mortgage minus what’s in a linked savings account, which can significantly reduce your interest costs if you hold a large savings balance. There are indeed fixed rate products although they will tend to be notably higher than your conventional fixed rate products. If you would like to discuss this in further detail, please let me know, my email is michael.searle@cobens.co.uk, or we can arrange a meeting to dive into specifics.

Please note that the IT team are doing some work on the back office system that feeds the client sites over the weekend. This will mean that the client sites will not be accessible. Apologies for inconvenience this may cause