General Chat

Thanks Steve- Yes, PM means in pre-market trading. You have pre and post market trading for those that can't get enough. These are official, regulated markets albeit not on the respective official exchange. They are run by large broker dealers on the ATS-alternative trading system. Main facilitators being: Interactive Brokers Charles Schwab Fidelity Investments E*TRADE (Morgan Stanley) Webull Robinhood NB: Not to be confused with T212 or any other platform offering 24hr trading which is completely closed market where they offer you whatever price they think you will pay/sell at. In my opinion, to be avoided as the naive will not strike a good bargain!

FYI: PNL changes for yesterday: Equity +2% Tech +0.18% Lifestyle +0.67%

Cheers Nik No urgency at all, I have another question, I shall ping off an email to you in the morning again no urgency on it

Working tonight

I'd expect significant tinkering with pension allowances and relief rates and some kind of cap on ISAs - possibly a cap on maximum lifetime contributions or a cap on allowed value after which you can't make any more contributions. Too many people have too much money for themselves and large numbers of people are in need of (more) state support, or so our political overlords think. The money therefore needs to be taken from the former and given to the latter.

Ok sure, send it over

@Adam-Kay said in Dashboard performance charts.: J, I wish you’d mentioned this a while ago. [image: 1740153593731-screen-shot-2025-02-21-at-15.56.38.png] Crumbs. That's not shabby.

Touche, I would expect the main focus to be 'Jensen Huang sporting a Tom Ford lizard skin effect jacket which retails at £8,000 and recently purchased two new G650 jets which retail at £60M each before options'

@Adam-Kay Thanks, the immediate problem (in my mind) has been resolved. It's now a different problem, which I trust that Nik is resolving off line. Thanks for lowering my blood pressure with the reassurances about the legitimacy of the e-mail. That was my main concern. G

I'll second that - good video. Thanks for the link.

Thanks both

All in sync today

@Dangermouse The current indication is that beneficiary pensions within a DB scheme will be classed as outside the estate. Given that they are paid as income and taxed in the hands of the recipient as income there is already tax claimed on this benefit. It is also likely that an annuity with ongoing beneficiary payments after death would also be treated as outside the estate. The main "target" is unused pension pots that at the moment pass as a tax free lump of cash on death before 75. Cheers

Noted. We will put it together

Hi All. Aggregating threads/data from third-party sources is not really within the scope of this forum. However you can accomplish this quite easily yourself with an RSS reader. Feedly is probably the easiest and most popular option, free to use up to 100 feeds. However, there are plenty of other free and paid options. Most forums, including this one; have multiple RSS feeds you can subscribe to (look for the [image: 1726570922525-screenshot-2024-09-17-120153.png] icon). If you want to further customise your experience you can do so from your user profile.

@nilamac said in Is there plans to improve the forum structure?: @Renmure-Jim I hope this never happens. Or that the moderators block/remove them ... Can’t believe you can have a serious forum about pensionzzzzzz and investmentzzzzz and savingzzzzz without a few cats thrown into the mix for a bit of balance. Hey ho.

FWIW, it seems to me that in the world of investing then taking our hands off the wheel is often the route to the best results. On that basis then a slight hiatus is perhaps no bad thing, presuming that we all remain invested in the things that we thought worthwhile in the first place.

Hi Slow Horses Great user name, love the series. There is no charge for guidance and this is usually a great starting point as it will help you decide if you are better served by using the guidance model or if you do need advice. The fees for any advice will vary dependent on what the advice needs to cover. If advice is the route that you decide to explore we will allows let you know what the fees are before any work is done so you can decide if the fee is worth the service you need. Nik