It looks like another nosedive day again today. Still, we've had a few of those recently and things seem to move back up again. Shame they don't move up as quickly as they move down, but I guess that's the way that markets work.

[image: 1744362110917-screenshot-2025-04-11-at-07.59.44.png] Bodes well. We will find out in a week or so

Our main Pharma holding is Vertex. They have majority manufacturing presence in Boston, Massachusetts, where they use a cutting-edge continuous manufacturing facility for cystic fibrosis drugs like Trikafta. Their golden goose. Other companies: [image: 1744535569397-screenshot-2025-04-13-at-10.12.33.png]

TSMC reported record earnings for their quarter ended March and made some comments regarding CoWoS packaging-a positive. CEO C.C. Wei stated that CoWoS demand remains extremely strong. He noted that TSMC is working diligently to double its CoWoS capacity in 2025 to meet customer demand, but supply is still expected to fall short of demand. Wei expressed optimism about achieving a better supply-demand balance by 2026. Takeaway-no change to the plan and demand supply balance still shows constraint. Targeted capacity is 80k wafers per month by end of 2025 and 125K by end of 2026. Nvidia has secured 70% of total output We know that 1 wafer yields 16 good chips. Below is estimated quarterly 'Blackwell' chip supply [image: 1744880939192-screenshot-2025-04-17-at-10.07.26.png] [image: 1744881186085-screenshot-2025-04-17-at-10.12.39.png] This number is the fundamental revenue driver. We expect around 800k chips being available to ship in Q1(ending April 25) up from around 250k in the previous Q(Q4)

Over 50% of the value of the company is AWS-maybe 65% AWS generates approx 28.7b and earns 10.5(quarter) Azure generates about 24.5b(less than AWS) but also earns 10.5b Similar money makers similar growth. Msft earns significantly more money overall-circa 50%+ more.

Thank you Nik. Perhaps you could propose giving the client the option to abandon the small change remaining in funds since it costs the company more to withdraw than the amounts themselves. This would help expedite the process. Frank

Quick update: with thanks to Nik, I've effected all the movements suggested and am hoping that the new investments in IM will grow as bountifully as the last ones have done! Thanks chaps.

Thanks. Looks like both Dingg and Adam were both right; my portfolio was down, but that was because the PHT gain was more than cancelled out by a drop in PHE. A post-election rally into Christmas would be lovely!

Thanks. I did yesterday. Will wait or try to call. Thanks

Great to hear Ron. That portfolio has been very productive. I’m very proud of it and very pleased for anyone who put their hard earned money into it.

Ok sure, send it over

@Adam-Kay said in Dashboard performance charts.: J, I wish you’d mentioned this a while ago. [image: 1740153593731-screen-shot-2025-02-21-at-15.56.38.png] Crumbs. That's not shabby.

@Dangermouse The current indication is that beneficiary pensions within a DB scheme will be classed as outside the estate. Given that they are paid as income and taxed in the hands of the recipient as income there is already tax claimed on this benefit. It is also likely that an annuity with ongoing beneficiary payments after death would also be treated as outside the estate. The main "target" is unused pension pots that at the moment pass as a tax free lump of cash on death before 75. Cheers

Just to round this off….it was 9 days from placing order to receiving money with Fidelity Happy with the Cobens timeframe

Hi All. Aggregating threads/data from third-party sources is not really within the scope of this forum. However you can accomplish this quite easily yourself with an RSS reader. Feedly is probably the easiest and most popular option, free to use up to 100 feeds. However, there are plenty of other free and paid options. Most forums, including this one; have multiple RSS feeds you can subscribe to (look for the [image: 1726570922525-screenshot-2024-09-17-120153.png] icon). If you want to further customise your experience you can do so from your user profile.

@nilamac said in Is there plans to improve the forum structure?: @Renmure-Jim I hope this never happens. Or that the moderators block/remove them ... Can’t believe you can have a serious forum about pensionzzzzzz and investmentzzzzz and savingzzzzz without a few cats thrown into the mix for a bit of balance. Hey ho.

@dingg said in Fed rate cut 50bps: Yes, today will be stellar, show on tomorrow's read out Friday is opex, going to be volatile, closing just positive (he says optimistically) You are of a more optimistic mindset than me! Or (much more likely) you simply have different portfolio allocations. For me, Thursday (i.e results shown on Friday) was decent but not huge. And Friday (results shown on Saturday) was slightly down. Hoping for big things on Monday (Tuesday's results), but then I hope for that every day!

Hi-it was 45%

@Renmure-Jim said in Remaining ISA allowance bug in the system?: I’ve taken advantage of the flexible ISA a couple of times for significant purchases within a tax year and found the withdrawing and repaying to be pretty simple and intuitive. I'll second this. Most ISA providers don't offer flexible ISA's (my previous ISA provider didn't even know what one was.) This was a major factor in me moving my ISA to IM a few years ago.