PHE

[Tresco]

Any thoughts if it's worth soldiering on with PHE which is my worst performer over 5 years across a number of funds, I note Nik mentioned last year it was to be looked at. I understand it's 'buy and hold' but a low cost tracker would have produced significantly better returns.

[Jason Knowles]

If your not happy with it change it, I've got little money in the defensive fund which I think is relatively low risk and has paid about 8% in 2025 which I'm happy with as a low risk option.

[2BToo]

As Jason said, moving is always an option. I had about half my funds in PHE but have moved most of that out over the last year or so.

I'd be interested to see how it goes in the future but I think it's not for me at the moment.

[Adam Kay]

Anyone who holds a portfolio and has questions can contact either myself and or Nik. Many have. Discussions around suitability are very individual specific due to goals, age, risk appetite and time to retirement/time to draw down.