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PHE

Scheduled Pinned Locked Moved Investments and Portfolios
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  • 2 2BToo

    Asking generally (i.e others on here and not just Nik/Adam); what are people's views on PHE? It is indeed quite a drag on the portfolio at the moment and it forms a fair chunk of what I have.

    I'm seriously wondering whether to move some things out of PHE into something else (of course this then throws up the question of where to move it to). What are other people's views?

    R Offline
    R Offline
    Renmure Jim
    wrote on last edited by
    #21

    @2BToo said in PHE:

    Asking generally (i.e others on here and not just Nik/Adam); what are people's views on PHE? It is indeed quite a drag on the portfolio at the moment and it forms a fair chunk of what I have.

    I'm seriously wondering whether to move some things out of PHE into something else (of course this then throws up the question of where to move it to). What are other people's views?

    Another random internet bloke here so don't look for anything deep and meaningful. However, PHE was my first venture into buy and hold shares / funds when I first started investing with IM. Up until then it had just been general tracker "funds" or very specific shares that I was personally interested in and happy to dabble with. I found it quite exciting and interesting to keep an eye on the various shares. I put my full SIPP pension into it and I think I did quite well with it at the time.

    PHR was the eye opener for me when I could see that folk who knew what they were doing (ie not me) could more actively spot things that were likely to do well over a specific or variable period of time and if I held on to their coat tails and tried to learn a bit about what and why I could do ok as well. Not too long after PHT began I moved everything out of PHE and the other Global funds and into PHT / IML. Again, I think I've done ok out of that but the rational for it was, after chatting things through, that I was fairly comfortable with the risk/reward/volatility side of things and was ok with a medium/longer term outlook. Clearly I'm now hanging off Adam (and others) coat tails but for now that's not an uncomfortable feeling.

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    The value of your investments can go down as well as up, and you may get back less than you invested.

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