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  • Get in contact with us.

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    Need to contact Cobens Direct? Please visit our contact page: cobensdirect.co.uk/contact or you can call us on 0203 301 1242. Our office hours are: 9:00AM - 5:30PM Monday to Thursday 9:00AM - 5:00PM Friday We are closed on UK bank holidays.
  • The latest announcements regarding Cobens Direct

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    It's undergoing maintenance this morning-it should be back up later today. Regards Adam
  • What's on your mind?

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    Adam You have further email
  • All things Investment Related and Updates on The Cobens Direct portfolios

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    Today Alphabet announced its quantum-computing team delivered a verifiable quantum advantage via its “Willow” chip and “Quantum Echoes” algorithm running ~13,000× faster than a classical supercomputer. This isn’t just hype — the hardware, software stack and experimental validation all align. On top of that, Alphabet remains one of the most profitable companies in the world: it reported a net income in excess of US$100 billion in its latest full year. In the battleground of mega-cap tech, alphabets like Nvidia Corporation, Microsoft Corporation and Apple Inc. grab the headlines — but Alphabet quietly leads in profit, while trading at a discount to them. Why that matters: It shows Alphabet is not just a search and ads company — it’s positioning for the next frontier of computing (quantum, AI infrastructure, cloud). It gives it a solid financial base: when profit margins are strong and cash flows healthy, you have the flexibility to experiment and pivot. OTHER BETS It may mean the market is under-estimating Alphabet’s upside: if these emerging bets pay off, the valuation gap could shrink. Yes, hurdles remain (commercialising quantum, cloud dominance, regulatory headwinds), but dismissing Alphabet now would overlook its smart strategy and deep pockets.
  • Everything regarding pensions.

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    Ah, cool, that is very helpful thanks! Certainly gives her some additional options - clearly she is 'used to' Aviva, but I am explaining how Aviva seem to be a bit stale in their options! I will sort a call with you in a week or two. Cheers
  • Capital Gains, Inheritance, Income, Corporation e.t.c.

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    @Renmure-Jim said in Remaining ISA allowance bug in the system?: I’ve taken advantage of the flexible ISA a couple of times for significant purchases within a tax year and found the withdrawing and repaying to be pretty simple and intuitive. I'll second this. Most ISA providers don't offer flexible ISA's (my previous ISA provider didn't even know what one was.) This was a major factor in me moving my ISA to IM a few years ago.
  • Discussions regarding mortgages.

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    Hi @iestyn and @Slow-Horses We charge a flat rate of £350 for all the research, application, and delivery. For all forum members that join before Christmas we will reduce that to £250. Our mortgage advisers are independent and conduct their research through the whole of the market. They will try and do everything for you and chase through to conclusion. If you would like to speak to them at any point you can contact them on 01622 522785. Alternatively if you have any general questions feel free to post here and we will try and answer.
  • Life, Health, Business, Family what should you protect and how?

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  • All your questions relating to our servicing and administration.

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    ExIM, No problem, no intention of engaging but im not about to let intentional misinformation go unchecked.