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It's undergoing maintenance this morning-it should be back up later today. Regards Adam

Adam You have further email

some monthly memory spot price info: [image: 1761398953755-screenshot-2025-10-25-at-14.28.36.png] Critical weekly and monthly price changes AI HBM [image: 1761399574367-screenshot-2025-10-25-at-14.39.07.png] Setting up another beat and raise.

Ah, cool, that is very helpful thanks! Certainly gives her some additional options - clearly she is 'used to' Aviva, but I am explaining how Aviva seem to be a bit stale in their options! I will sort a call with you in a week or two. Cheers

@Renmure-Jim said in Remaining ISA allowance bug in the system?: I’ve taken advantage of the flexible ISA a couple of times for significant purchases within a tax year and found the withdrawing and repaying to be pretty simple and intuitive. I'll second this. Most ISA providers don't offer flexible ISA's (my previous ISA provider didn't even know what one was.) This was a major factor in me moving my ISA to IM a few years ago.

Hi @iestyn and @Slow-Horses We charge a flat rate of £350 for all the research, application, and delivery. For all forum members that join before Christmas we will reduce that to £250. Our mortgage advisers are independent and conduct their research through the whole of the market. They will try and do everything for you and chase through to conclusion. If you would like to speak to them at any point you can contact them on 01622 522785. Alternatively if you have any general questions feel free to post here and we will try and answer.

ExIM, No problem, no intention of engaging but im not about to let intentional misinformation go unchecked.