Need to contact Cobens Direct? Please visit our contact page: cobensdirect.co.uk/contact or you can call us on 0203 301 1242. Our office hours are: 9:00AM - 5:30PM Monday to Thursday 9:00AM - 5:00PM Friday We are closed on UK bank holidays.

Set up to discuss all things finance and open to all, we are happy to help by answering questions and sharing views and opinions about the world of finance and how it impacts on you. Please also share your views and thoughts, our hope is to build a community and benefit from the knowledge of the group. Debate and challenge are a healthy way to discuss topics that will have different views, all we ask is that we all keep it polite and respect each other’s viewpoint. Any posts made by Cobens Direct should be viewed as guidance only and do not represent advice. Cobens offer both guidance and advice so should you feel that you require advice please feel free to contact us at support@cobensdirect.co.uk.

Working tonight

Reports are circulating that Huawei’s Ascend AI chips, notably the Ascend 910C, are struggling to gain traction in China’s AI market, with some calling them subpar. The chips are reportedly plagued by overheating issues, which is a big red flag for reliability and has put off major Chinese tech firms, many of whom are Huawei’s rivals and wary of adopting its tech. Huawei’s software, the Compute Architecture for Neural Networks (CANN), is also lagging behind NVIDIA’s CUDA platform. CUDA’s well-established ecosystem and developer-friendly tools create a lock-in effect, making it tough for Huawei to compete, as CANN struggles with compatibility and performance. While U.S. restrictions on NVIDIA’s H20 GPUs have given Huawei a slight edge in China, its global ambitions are hamstrung by sanctions and supply chain woes. Production yields for the 910C, built on SMIC’s 7nm process, are reportedly stuck at around 30%, limiting scalability. Despite Huawei’s claims that the 910C rivals NVIDIA’s H100, these issues—overheating, weaker software, and geopolitical barriers—mean it’s got a steep hill to climb to challenge NVIDIA’s dominance in the AI chip race. Don't count out the new Nvidia B20 (H20 replacement). Imo Nvidia is very much still in the China market. It's also a reminder-CUDA is king, not just the chip. 7nm vs TSMC 2nm/5nm and yields at 90%. Maybe Huawei needs some DLC

Done! Thanks Nik.

@Renmure-Jim said in Remaining ISA allowance bug in the system?: I’ve taken advantage of the flexible ISA a couple of times for significant purchases within a tax year and found the withdrawing and repaying to be pretty simple and intuitive. I'll second this. Most ISA providers don't offer flexible ISA's (my previous ISA provider didn't even know what one was.) This was a major factor in me moving my ISA to IM a few years ago.

Hi @iestyn and @Slow-Horses We charge a flat rate of £350 for all the research, application, and delivery. For all forum members that join before Christmas we will reduce that to £250. Our mortgage advisers are independent and conduct their research through the whole of the market. They will try and do everything for you and chase through to conclusion. If you would like to speak to them at any point you can contact them on 01622 522785. Alternatively if you have any general questions feel free to post here and we will try and answer.

Thank you Nik. Perhaps you could propose giving the client the option to abandon the small change remaining in funds since it costs the company more to withdraw than the amounts themselves. This would help expedite the process. Frank