PHE and PHT

Jason Knowles

Out of interest, what portfolios have people spread there money across.
I'm in3x portfolios
Global growth
Defensive
Ph technology,
Slightly biased to tech and I'm happy with this spread would be interesting to know what others are doing.

Adam Kay

I don't mind disclosing the following with the caveat, everyone's situation is different by virtue of their:

age
appetite for volatility
time to retirement
total liquid assets
lifestyle and cash requirements

For example, we do have clients of advanced years(80+) with 100% of their assets with us in Tech. I happen to know that number represents less than 10% of their liquid funds.

Conversely we have JISA accounts where their trustee has chosen MM or bonds.

The point being, investment selection is based on many factors which you must weigh. Investment decisions should not be made based on a poll. If anyone wants to discuss their investment choices myself or Nik are happy to discuss. Our guidance service is FOC.

Total assets under management % split and 3 year rank(1-5) performance:

Lifestyle 40% (2)
Tech 18%(1)
IMOP 12%(4)
PHE 8.5%(5)
Index 8%(3)
Other

Slow Horses

@Adam-Kay what was the final performance for PHT for 2025?

Adam Kay

I believe it was +40.88%

Slow Horses

@Adam-Kay what an absolutely stellar result!

Well done Adam (and all those involved)!

Are you aiming for circa 50% this year lol

mikeiow

Amazing!
Can it continue....who knows!

Out of interest, when do the formal summary sheets get updated?
(The ones at https://www.intelligentmoney.com/portfolios#comp-livoaycf2)

Slow Horses

Whats the YTD on PHT at present?

Adam Kay

Hi SH,

Tech is +5.82%

2BToo

Any news on what's happening with PHE? I believe there was a re-jig proposed for some time but can't remember when it's due (or even if it has already happened.)

Thanks.

Adam Kay

Tech +10.8% YTD, an ATH
Whilst past performance is no indication of future returns. It has been a stellar performer. I'm not aware of any technology portfolio even close. the bench mark is flat, Fundsmith is -9%, ARK innovation is -6.2%. Biff Tanner is circa -15% YTD and has a 1 year of +17%

PHE is -0.45% YTD
Cobens Tech is +75.64%-1 year!
Lifestyle is +3.55% YTD and the 1 year is circa +29.6%

Gallons Per Mile

Good work Adam and the rest of the team! Long may it continue.

Adam Kay

How you doing C.

Gallons Per Mile

Good thanks, how about you? Long time no speak. Send my regards to Nik, too!

mikeiow

@Adam-Kay said in PHE and PHT:

Tech +10.8% YTD, an ATH
Whilst past performance is no indication of future returns. It has been a stellar performer. I'm not aware of any technology portfolio even close. the bench mark is flat, Fundsmith is -9%, ARK innovation is -6.2%. Biff Tanner is circa -15% YTD and has a 1 year of +17%

PHE is -0.45% YTD
Cobens Tech is +75.64%-1 year!
Lifestyle is +3.55% YTD and the 1 year is circa +29.6%

What was I thinking having ⅔ in Lifestyle and ⅓ in Tech ‍️
Is it the wrong time to flip those?
(Just kidding: still up around 46% on the past 12 months overall, including the money drawn down - mustn’t grumble )

Cappo

Just had a look at my numbers and I’m pretty much back to where I was at the start of the year, including >10% in the past two weeks. So, whatever sorcery it is you’re up to over there - keep it up!