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Cobens Direct
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  3. Performance

Performance

Scheduled Pinned Locked Moved Investments and Portfolios
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  • C Offline
    C Offline
    Coopersale
    wrote last edited by
    #14

    From my 'this year low' at the end of March it's been incredible!

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    • S SteveRutter

      Another nice little bump today too, you often hear about people celebrating when their investments outperform their earnings in a set month, but it comes to something when your investments outperform your yearly salary in a set month. Obviously they'd dropped a little in March/Early April and have since rallied significantly, but has made for an interesting period.

      2 Offline
      2 Offline
      2BToo
      wrote last edited by
      #15

      @SteveRutter said in Performance:

      ... it comes to something when your investments outperform your yearly salary in a set month.

      That happens to me very regularly. Perhaps it's because I don't have a salary .... 😧

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      • S SteveRutter

        Another nice little bump today too, you often hear about people celebrating when their investments outperform their earnings in a set month, but it comes to something when your investments outperform your yearly salary in a set month. Obviously they'd dropped a little in March/Early April and have since rallied significantly, but has made for an interesting period.

        S Offline
        S Offline
        SiriAlexaAl
        wrote last edited by
        #16

        @SteveRutter Yes. I've just splashed out on 21 days around Europe. First Class trains where available and 4/5 star hotels. The growth from the last seven days has paid for it - as long as the growth remains!

        And I moved the twice the necessary funds from PHT to MM before the latest spirt.

        I'll make a withdrawal before the move to Winter-what-nots so I can save Β£1.25 - every little helps!

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        • R Offline
          R Offline
          Rodders
          wrote last edited by
          #17

          What a week! Compliments to all concerned.. πŸ˜‰

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          • R Offline
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            Renmure Jim
            wrote last edited by
            #18

            Yeah, an ok month I suppose.

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            • R Renmure Jim

              Yeah, an ok month I suppose.

              A Offline
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              Adam Kay
              Global Moderator
              wrote last edited by Adam Kay
              #19

              @Renmure-Jim πŸ˜‚

              and thanks Rodders

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              • J Offline
                J Offline
                Jason Knowles
                wrote last edited by
                #20

                Had a good month, thanks all

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                • M Offline
                  M Offline
                  mikeiow
                  wrote last edited by
                  #21

                  Yup: an amazing performance of late: well done to Adam and any others in control πŸ™

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                  • C Offline
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                    Cappo
                    wrote last edited by
                    #22

                    Unless my maths lessons are failing me (ok, it was a long time ago!), I’m up something like 28% since 30th March. Two months. Amazing work, thanks guys.

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                    • G Offline
                      G Offline
                      Gallons Per Mile
                      wrote last edited by
                      #23

                      Fantastic performance, long may it continue!

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                      • C Cappo

                        Unless my maths lessons are failing me (ok, it was a long time ago!), I’m up something like 28% since 30th March. Two months. Amazing work, thanks guys.

                        M Offline
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                        mikeiow
                        wrote last edited by
                        #24

                        @Cappo it does beg the question β€œis now a good time to lock in some of those crazy gains?”…..

                        Anyone else wondering that?

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                        • J Offline
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                          Jason Knowles
                          wrote last edited by
                          #25

                          I have just taken a little bit of profit out of tech and moved it to a slightly less risky portfolio.

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                          • G Offline
                            G Offline
                            Gallons Per Mile
                            wrote last edited by
                            #26

                            That would be trading, not investing. If you don't need the money then let it run and trust the periodic rebalancing that happens to the portfolios.

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                            • A Offline
                              A Offline
                              Adam Kay
                              Global Moderator
                              wrote last edited by Adam Kay
                              #27

                              From inception which is 4 years 1.5 months. Past performance is no indication of future returns. Base index 100(price)

                              There may be something out there which has performed better (Im not aware of it)-by any measure the results have been 'elite'. Congratulations to all who invested.

                              Screenshot 2026-05-31 at 09.05.28.png

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                              • A Adam Kay

                                From inception which is 4 years 1.5 months. Past performance is no indication of future returns. Base index 100(price)

                                There may be something out there which has performed better (Im not aware of it)-by any measure the results have been 'elite'. Congratulations to all who invested.

                                Screenshot 2026-05-31 at 09.05.28.png

                                S Offline
                                S Offline
                                Slow Horses
                                wrote last edited by
                                #28

                                @Adam-Kay What does Final Index mean?

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                                • A Offline
                                  A Offline
                                  Adam Kay
                                  Global Moderator
                                  wrote last edited by
                                  #29

                                  Hi

                                  OK better term 'Current Index'.
                                  starting price 100(inception)
                                  Current price 408.45

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                                  • G Gallons Per Mile

                                    That would be trading, not investing. If you don't need the money then let it run and trust the periodic rebalancing that happens to the portfolios.

                                    M Offline
                                    M Offline
                                    mikeiow
                                    wrote last edited by
                                    #30

                                    @Gallons-Per-Mile said in Performance:

                                    That would be trading, not investing. If you don't need the money then let it run and trust the periodic rebalancing that happens to the portfolios.

                                    I get what you mean...
                                    .....although as someone who spent a couple of decades in a US tech 'unicorn', I was also given some advice by a wise man who said "it's worth taking 10% of your ESPP just in case" πŸ€·β€β™‚οΈ

                                    Would I have been better leaving it all untouched?

                                    Sure, for most time periods chosen....but having a little to one side was not a bad call, and enables other random things (experiences/goods) to be done that might not have been on the radar at precisely the moment I sold....

                                    I make a point of never looking back with a "what-if" mentality.

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                                    The value of your investments can go down as well as up, and you may get back less than you invested.

                                    Cobens is a trading name of Cobens Group Limited which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No. 05850981 at https://register.fca.org.uk .

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